Seamless Aadhaar Pay API Services

Aadhaar Pay

Aadhaar Pay is a digital payment system developed by NPCI, enabling merchants to receive payments directly from customers’ bank accounts using their Aadhaar number and biometric authentication. Customers can easily and securely make payments without using cash or credit cards with PaySprint's Aadhaar Pay API.

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How does the Aadhaar Pay API work?

Our Aadhaar Pay API works by enabling merchants to integrate the Aadhaar Pay payment system into their mobile applications or webpage.

The API allows merchants to initiate payment requests by entering the customer's Aadhaar number and biometric data.

The customer then receives a notification on their registered mobile number with a request for biometric authentication, which can be done through fingerprint.

Once the authentication is successful, the payment is processed, and the transaction is completed.

Services that Aadhaar Pay API provides

Aadhaar Pay Merchant App

The API enables merchants to accept payments from customers using their Aadhaar-linked bank accounts.

Benefits of the Aadhaar Pay API

Convenient payment option

Aadhaar Pay API provides a fast and convenient payment option for customers without the need for cash or cards. It eliminates the need for carrying cash or remembering multiple PINs and passwords for different payment options.

Low transaction fees

Aadhaar Pay API charges a low transaction fee compared to other payment methods, making it an attractive option for small merchants who cannot afford high transaction fees.

Secure transactions

Aadhaar Pay API uses biometric authentication, which ensures that only the account holder can authorise the payment. It makes the transaction secure and minimises the risk of fraud and identity theft.

Wide acceptance

Aadhaar Pay API is accepted by a large number of merchants and can be used for various transactions, and online purchases.

Easy integration

Aadhaar Pay API is easy to integrate into website or mobile applications, making it a cost-effective payment solution for merchants.

The PaySprint Advantage

We give developers the ability to build a vast number of use-cases by leveraging our REST APIs and consequently enable Entrepreneurs, Startups, Banking Partners, NBFCs, MSMEs & Enterprises to deploy these innovative solutions.

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FAQs on Aadhaar Pay API

What is the maximum transaction limit for Aadhaar Pay API?

The maximum transaction limit for Aadhaar Pay API is currently set at Rs. 10,000 per transaction.

Do customers need to have a bank account linked to their Aadhaar number to use Aadhaar Pay API?

Yes, customers need to have a bank account linked to their Aadhaar number to use the Aadhaar Pay API.

Is biometric authentication necessary for every transaction?

Yes, biometric authentication is necessary for every transaction to ensure the security and authenticity of the payment.

Is Aadhaar Pay API available for international transactions?

No, Aadhaar Pay API is currently available only for domestic transactions within India